The Great Home Loan Search
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Lenders offer competitive interest rates on VA-backed purchase loans. This can help you buy a home—especially if you don’t want to make a down payment. Find out if you can get this loan—and how to apply.
FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so your lender can offer you a better deal.
A conventional loan is a type of mortgage loan that is not insured or guaranteed by the government. Instead, the loan is backed by private lenders, and its insurance is usually paid by the borrower.
Sellers will often accept an all-cash purchase offer over a higher-priced offer with conventional or Government-backed loan financing. They know the cash offer is more likely to close. It involves fewer stumbling blocks such as a home inspection.