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The Great Home Loan Search


Home Loan Search Options

To help you better understand the loan options, you can click on the loan type options to learn more.

VA and FHA are government-backed loans whereas Conventional Loans are backed by private investors. And, last but not least… CASH.  Yessiree… cash is king. 

You might be in a hurry to purchase your home but every seller wants to make sure that your proof of funding to purchase their home is for real and on the up-and-up. 

 

Home Tips
 

              Click on Picture or the Loan Type Word to Learn More 

VA  Loans


Lenders offer competitive interest rates on VA-backed purchase loans. This can help you buy a home—especially if you don’t want to make a down payment. Find out if you can get this loan—and how to apply.

FHA Loans


FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so your lender can offer you a better deal.

Conventional


A conventional loan is a type of mortgage loan that is not insured or guaranteed by the government. Instead, the loan is backed by private lenders, and its insurance is usually paid by the borrower.

Cash Buyers


Sellers will often accept an all-cash purchase offer over a higher-priced offer with conventional or   Government-backed loan financing. They know the cash offer is more likely to close. It involves fewer stumbling blocks such as a home inspection.